Your Credit Your Funding Your Future

We Remove The Past. We Build Your Future.

GoVault Funding helps you challenge inaccurate negative items on your credit report, rebuild your score, and unlock the funding you deserve — done for you, start to finish.

Secure & confidential
Disputes every 35–40 days
Serving all 50 states
300
Rating: Poor
300850
◀ Slide your score — watch what unlocks ▶
Est. Auto APR
Est. Buying Power
Illustrative estimates — actual offers vary by lender.
We work with accounts from all major banks & creditors
Bank of AmericaChasePNC BankCitiNavy FederalWells FargoAmerican ExpressU.S. BankDiscoverTD Bank Bank of AmericaChasePNC BankCitiNavy FederalWells FargoAmerican ExpressU.S. BankDiscoverTD Bank
Done-For-You Credit Repair

Negative Items We Fight to Remove

Inaccurate, unverifiable, or outdated items don't belong on your report. Our program has helped clients dispute and remove:

Limited Time Offer

The Express Package

★ Limited Time — Free to Start ★
Express Package
$500 FREE to start

Full credit audit + aggressive dispute rounds across all three bureaus — start for free, for a limited time.

  • Full 3-bureau credit report review
  • Personalized dispute game plan
  • Dispute rounds every 35–40 days
  • Real-time progress updates
  • Score rebuilding guidance
  • Funding readiness roadmap
Book Your Free Kickoff Call

Or DM "CREDIT" on Instagram to see if your file is a good fit.

How It Works

A Simple Process. Serious Results.

From your first call to your final dispute round, you always know exactly where your file stands.

01

Kickoff Call

We review your credit file together, set clear expectations, map out your goals, and answer every question before anything gets started.

02

Dispute Rounds

We send targeted disputes every 35–40 days to keep continuous pressure on inaccurate items across Equifax, Experian, and TransUnion.

03

Updates & Results

You get notified every time disputes go out, plus regular check-in calls — so you're never left wondering about your progress.

After Completion

We Remove.
You Improve.
Your Future Transforms.

New credit cards & loansQualify for better limits and lower rates
A new carDrive off the lot with financing that works for you
A new home or apartmentPass rental screenings and mortgage pre-approvals
& much moreBusiness funding, travel rewards, financial freedom
What We Do

Two Services. One Mission.

We fix the file, then we get you funded. That's it — and we do both at the highest level.

Credit Repair Done For You

Full-service dispute management across Equifax, Experian, and TransUnion — collections, charge-offs, late payments, inquiries, repos, and more. Dispute rounds every 35–40 days, with progress reports so you see every deletion.

Personal & Business Funding Access Capital

Once your file is clean and positioned correctly, we help you go get the money — high-limit personal cards, business credit, and the funding to launch or scale what you're building.

Ready to open the vault?

Get Started
0
Gained by one client in a single round
0
Negative items deleted for one client in one round
0
In collections removed in a single round
Meet the Founder

Integrity. Education. Results.

Tyree Decree founded GoVault Funding on a simple belief: your past shouldn't lock you out of your future. Too many people are held back by credit reports full of inaccurate, outdated, and unverifiable items they never knew they could challenge.

Based in Atlanta and serving clients nationwide, Tyree personally leads every client's credit strategy — combining aggressive, law-backed dispute tactics with real education, so you don't just fix your credit. You learn how to keep it strong for life.

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Client Results

Real Clients. Real Results.

Straight from our clients' messages — scores climbing, collections gone, and funding on the way.

650+ Club
★★★★★

"My credit score is 650+ because of you. Best $500 I've ever spent bro, I want to sign my wife up soon."

— Vinny V.
560 → 680
★★★★★

"✅✅ Now waiting to hit the 700 mark." — Started at 560, now sitting at 680 and climbing.

— Khamille
$10K+ Removed
★★★★★

"Beautiful. And hers are paid off." — After $10,000+ worth of collections removed in a single round.

— Frank C.
Discover Deleted
★★★★★

"Discover is taken completely off! FICO 699. I'll be back in the 700+ club next month. Thanks for all you do!"

— Client Update
+25 pts in a day
★★★★★

"Bro thank you so much, I'm about to hit 700." — TransUnion 699, Equifax up 25 points in one day.

— Client Update
677 Average
★★★★★

"I'm up to 677 average. Thanks a lot, my score has gone up a lot since we started."

— Gavin D.
723 & Thankful
★★★★★

"I just want to start off by saying thank you for raising my credit score up." — Now at 723.

— Client Update
One DM
★★★★★

"It took one DM from an ad! I was like, I need someone legit — so glad I invested. ✅💎"

— Client Update
Funding Ready
★★★★★

"Credit fixed ✅ Ready for business funding. I don't have any inquiries left on my Equifax or Experian."

— Client Update
The Receipts

Screenshots Don't Lie

Actual bureau reports and client messages, straight from our files. Tap any one to zoom in.

Credit scores 711, 730, 711 — up 33, 93, and 80 points
Scores 700, 697, 693 — 40 negative items deleted
SmartCredit report — Equifax +93, Experian +83
IdentityIQ report — +93, +89, +95 points in one round
IdentityIQ report — Experian +97, TransUnion +95
MyFreeScoreNow — 717, 715, 715 across all bureaus
IdentityIQ — 721 across all three bureaus
Scores 723, 722, 670 — 18 items deleted
SmartCredit — Experian +88 points
MyScoreIQ — +44, +81, +55 points
Scores up 21, 22, and 21 points
IdentityIQ — +23, +22, +17 points
IdentityIQ — 624 across all bureaus, up 19 each
IdentityIQ — 9 disputes deleted this round
IdentityIQ — +41, +42, +38 points
Re-import summary — scores climbing across bureaus
IdentityIQ — Equifax +78 points
IdentityIQ — 4 disputes deleted, scores rising
Client: It took one DM from an ad — so glad I invested
Client: Best $500 I have ever spent, credit score is 650+
$10,000+ worth of collections removed for one client
Client at 680 waiting to hit the 700 mark, started at 560
Client thanking us for raising their score to 723
Client up to 677 average and climbing
Client about to hit 700 — up 25 points in a day
Client: Discover removed completely, FICO 699
Client: Credit fixed, ready for business funding
Client: first collection removed, I appreciate it
Client reacting to a collection removal notice
Client: my credit is going up
+93 pts · Equifax +88 pts · Experian +83 pts · Experian +81 pts · Experian +80 pts · Experian +55 pts · TransUnion +44 pts · Equifax 40 items deleted in one round

Individual results from actual GoVault Funding client files. Results vary — no specific outcome is guaranteed.

Your Move

Book Your Free Kickoff Call

Pick a time below — we'll review your credit file together, map out your game plan, and see if you're a fit for the Express Package. Free, no pressure.

Prefer to reach out directly?

Questions, Answered

Frequently Asked Questions