Privacy Policy — GoVault Funding

GoVault Funding ("GoVault Funding," "we," "us," or "our") respects your privacy. This Privacy Policy explains what information we collect, how we use it, and the choices you have. It applies to govaultfunding.com and to the credit repair and funding-readiness services we provide (together, the "Services").

1. Information We Collect

Information you provide directly. When you book a call, contact us, or enroll in our Services, you may provide your name, phone number, email address, mailing address, and information about your goals and financial situation.

Credit-related information. If you enroll as a client, you may provide (or authorize us to access) credit reports, credit monitoring data, identification documents, and related records needed to prepare and track disputes on your behalf. We only access this information with your authorization.

Information collected automatically. Our website is a simple informational site. We do not run advertising trackers. Basic technical data (such as IP address and browser type) may be processed by our hosting provider as part of serving the site.

Scheduling. Appointment booking on our site is provided by Calendly. When you book a call, the information you enter is processed by Calendly under its own privacy policy.

2. How We Use Your Information

To provide the Services, including reviewing your credit file, preparing disputes, and tracking results;
To communicate with you about appointments, progress updates, and your account;
To respond to questions and requests;
To comply with legal obligations, including those under the Credit Repair Organizations Act (CROA) and the Fair Credit Reporting Act (FCRA); and
To protect against fraud and misuse.

3. How We Share Information

We do not sell your personal information. We share information only:

With service providers who help us operate (for example, scheduling, credit monitoring platforms, document processing, and communications tools), and only as needed to provide the Services;
With credit bureaus, creditors, and furnishers as part of preparing and submitting disputes you have authorized;
When required by law, such as in response to a lawful request by a court or government authority; and
With your consent, such as if you agree to let us feature your results (we anonymize or obscure identifying details unless you approve otherwise).

4. Testimonials and Results

Client results shown on our website are shared with permission and are edited to obscure personal identifiers (names shortened, photos and handles blurred). If your results appear on our site and you would like them removed, contact us and we will take them down promptly.

5. Data Security

We use reasonable administrative and technical safeguards to protect your information. No method of transmission or storage is 100% secure, so we cannot guarantee absolute security. Please use care when sharing sensitive information.

6. Data Retention

We keep client records for as long as needed to provide the Services and to meet legal and record-keeping obligations, then delete or de-identify them.

7. Your Choices and Rights

You may request access to, correction of, or deletion of the personal information we hold about you;
You may opt out of non-essential communications at any time;
Depending on your state of residence, you may have additional privacy rights under state law.

To exercise any of these rights, contact us using the details below.

8. Children's Privacy

Our Services are intended for adults. We do not knowingly collect information from anyone under 18.

9. Third-Party Links

Our site may link to third-party services (such as Instagram or Calendly). Their practices are governed by their own privacy policies.

10. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date above reflects the current version. Material changes will be posted on this page.

11. Contact Us

Questions or requests about this Privacy Policy: